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Your fast, easy, and safe way to pay online.
Simply pay from your existing bank account.
No registration or credit card needed.

Your fast, easy, and safe way to pay online.
Simply pay from your existing bank account.
No registration or credit card needed.

A familiar, safe and easy alternative to credit card payments when shopping online. Pay with your local bank account in a growing number of e-shops globally today.

How does it work?

  1. Choose banklinq.
  2. Select your bank.
  3. Log in with your credentials.
  4. Authorize the payment.
  5. You are good to go!

Why choose banklinq?

banklinq connects all major banks in the Baltics, giving you a safe, fast, and easy way to pay for your online shopping.

Secure & Compliant

Pay directly from your own bank account and within the secure environment of your trusted bank — banklinq is licensed and supervised by the EU regulator.

Convenient

No extra registration needed, no lengthy typing of card numbers — simply pay with your own bank account for your e-shopping worldwide.

Fast & Easy

Complete instant transactions without unnecessary sign-ups. Once paid, the Merchant is informed instantly.

Frequently Asked Questions
What is banklinq bank transfer?

banklinq is a fast, easy, and safe way to pay for your online shopping by simply using your own bank account. No registration or credit card is needed.

How does banklinq work?

By choosing banklinq as a payment option during the checkout, you will be redirected to a bank selection page. Here you can select your favorite bank and be redirected to complete the payment. Log in with your credentials and confirm the payment within a trusted environment of your bank.

It is an easy, fast, and secure process based on Open Banking legislation (Second Payment Services Directive administered by the European Commission).

What banks can banklinq connect to in Lithuania, Latvia or Estonia?

banklinq covers all relevant banks in the Baltic region. Connected banks include:

  • Lithuania — SEB, Swedbank, Luminor, Revolut, Citadele, Šiaulių Bankas, Medicinos Bankas, LKU
  • Latvia — SEB, Swedbank, Luminor, Revolut, Citadele
  • Estonia — SEB, Swedbank, Luminor, Revolut, LHV Pank, Coop Pank

Is banklinq safe to use?

banklinq uses Open Banking, which is the practice of sharing financial information electronically, securely, and only under conditions that consumers approve of. It puts you in control of your own financial data — you can choose if you want to share it with providers outside of your bank, resulting in a better, personalized experience.

banklinq operates under European Payments licenses issued by the Bank of Lithuania — Electronic Money Institution (EMI), Payment Initiation Service Provider (PISP), and Account Information Service Provider (AISP) which ensure the highest level of security when managing payment transactions.

Do I have to register to be able to use banklinq?

No, there is no need to register to be able to use the service. All you need is a bank account at one of the participating banks, allowing you to start using banklinq instantly with no additional sign-ups.

Does banklinq charge fees?

No, banklinq does not charge any additional fees to the consumers.

Where is banklinq based?

banklinq is a service provided by Nikulipe, a Fintech headquartered and licensed in Vilnius, Lithuania.

The banklinq services cover the Baltics region — Lithuania, Latvia, and Estonia, connecting you to your favorite bank in the Baltics when shopping online globally.

How does banklinq protect my private data?

banklinq is not storing any of your login data or passwords as the payment is approved by you, within the trusted environment of your existing bank.

For the limited amount of personal data, banklinq needs to initiate and process your payment, we value your privacy and we work to make sure that the personal data we process is in accordance with the General Data Protection Regulation’s requirements and other applicable data protection legislations, and is based on your consent.


You can find banklinq’s full Privacy Policy here.

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